01A 1% Lender Credit for Georgia Local Heroes
GeorgiaLocal HeroesServing those who serve Georgia.
1%
1% Lender Credit*6 Hero ProfessionsBuying or RefinancingBased on Loan Amount
Local Heroes★Stronger Communities★Brighter Futures★1% Lender Credit Toward Closing Costs★Serving Those Who Serve Georgia★Local Heroes★Stronger Communities★Brighter Futures★1% Lender Credit Toward Closing Costs★Serving Those Who Serve Georgia★
Chapter 01 — The Offer
One percent says
thank you.
The Georgia Local Heroes Program provides eligible borrowers a 1% lender credit* toward qualifying closing costs when purchasing or refinancing a home — based on the loan amount.
It's our way of saying thank you to the individuals who make a difference in our communities every day.
Estimated Loan Amount
$400,000
$150K$850K
Your 1% Lender Credit*
$4,000
Toward qualifying closing costs. Most FHA, VA and conventional loan programs; may not be combined with other loan programs. Credit cannot exceed actual closing costs; no cash back.
Chapter 02 — Who Qualifies?
Six kinds of heroes.
One promise.
If you serve your Georgia community in one of these roles, you may qualify for the 1% lender credit* on your next purchase or refinance.
01
02Healthcare Professionals
03First Responders
04Military Members
05Government Employees
06Non-Profit Employees
Chapter 03 — How It Works
Three steps to your credit.
01
Check
Submit your interest and see if you're eligible — no obligation, no commitment.
02
Connect
Sit down with Randy Wilson, your local McDonough loan officer, and map out your purchase or refinance.
03
Close
Your 1% lender credit is applied toward qualifying closing costs at closing. Welcome home, hero.
NMLS #2685815
Chapter 04 — Your Loan Officer
Randy Wilson
Loan Officer · McDonough, Georgia
Buying or refinancing? Randy helps Georgia's heroes claim every dollar they've earned — with straight answers and a process built around your schedule.
Cell770-851-5403Emailrandyw@prmg.netWebrandyw.myprmg.net
Office115 Westridge Industrial Blvd, Suite 301, McDonough, GA 30253
Chapter 05 — Fine Print, Plainly
Questions, answered.
No. It's a lender-funded credit incentive offered at PRMG's discretion — applied directly toward your qualifying closing costs. It is not a separate loan product and there is nothing to repay.